Who is losing 2010 Federal Unemployment Benefits Insurance? There seems to be little explanation and lots of confusion over which groups are losing their unemployment benefits extensions in 2010. The Senate failed to pass the H.R. 4213 bill on Thursday. That piece of legislation included the 2010 Federal Unemployment Benefits Extensions. Still, many are wondering when their own respective unemployment benefits are running out.
Here is a detailed explanation of who will be without those benefits.
In the normal unemployment benefits process, a standard jobless American receives 26 weeks. During this time of economic hardship, what is commonly called an unemployment benefits extension is employed.
That means those workers who had exhausted their original state funded 26 weeks may move on to four tiers of the 2010 unemployment benefits extension.
Tier 1, Tier 2, Tier 3 and Tier 4 of the Unemployment Benefits Extensions are all funded federally. That means the state has no input typically on the money that is allocated for these particular long term jobless individuals.
During normal times of economic crisis, the federal government allows for Unemployment Benefits Extensions through those 4 Tiers. That has been the case during this recession until June 2, 2010. On June 2, 2010 those Unemployment Benefits Extensions expired when the previous bill or extension ended.
Current jobless Americans on a particular Tier still are allowed to finish that respective Tier until their benefits have been exhausted. Those jobless Americans will not move on to any additional Tiers unless Congress and the Senate pass legislation to revive those Unemployment Benefits Extensions. In other words, now Americans get the standard 26 weeks or they get to finish their current Tier.
This means a person who runs out of the 26 weeks of standard unemployment will also not go to Tier 1. It means a person who has run out of Tier 1 benefits will fail to go to Tier 2. The same for Tier 2 and Tier 3 who have seen their benefits reach exhaustion. Tier 4 Americans will also have exhausted all 99 weeks of benefits and will no longer see the aid of Unemployment Benefits.
What this directly means is that from now on people who lose their jobs will just get a standard 26 weeks of Unemployment Benefits with no extensions. If the government passes these extensions back into law in 2010, the normal process of running through 4 Tiers or 99 weeks of Unemployment Benefits Extensions should go back into place. That, however, depends on what type of specific legislation is passed.
What this means for jobless workers is that they will now just rely on state funding for unemployment.
Why is this big news? Because 1.2 million United States citizens have now exhausted their respective Tiers or the standard 26 weeks of employment at or after June 2, 2010. Another 200,000 or more will be added each week that the Senate does not pass any legislation providing aid in the form of Unemployment Benefits Extensions to those Americans. By July 4, 2010, the number is reportedly expected to be 1.6 million jobless Americans without benefits.
So really everyone who is unemployed is potentially affected by the lack of 2010 Unemployment Benefits Extensions. It just depends on when that particular jobless Americans runs out of his/her respective Tier.
If the Senate or Congress does not provide any new proposals, the list of people immediately affected will increase at an alarming rate.
Since the job market is still not improving, it seems likely that 2 million jobless Americans will fall under this category at some point in the middle of the month of July. That means 2 million people will be without any source of income while they look for jobs. Never before has America said no to the jobless in reference to Unemployment Extensions during an emergency situation like this. What is happening is simply unprecedented.
The answer to the question “Who is affected by this?” is everyone that is unemployed.
For a more detailed description of who is losing their 2010 Federal Unemployment Benefits Extensions, read this story on the Employment Development Department of California Website. The information is quite thorough and may explain further who falls under the specific categories of the 2010 Unemployment Benefits Extensions.
