If health care reform has left you reeling and the health insurance industry is putting a dent into your budget, HealthCare.gov offers assistance. Navigate the jungle that is healthcare and any upcoming changes without all the confusion. Find out how – in detail.
Who is HealthCare.gov?
HealthCare.gov is a website that is owned and operated by the U.S. Department of Health and Human Services. It launched on June 30, 2010(1) and is actually part and parcel of the much-discussed Health Care Reform Bill (a.k.a. Affordable Care Act), which will go into full effect in 2014 but requires the setup of a health insurance comparison portal(2) in 2010.
Not surprisingly, HealthCare.gov offers a detailed and easy to understand timeline of how the Affordable Care Act will be implemented over the course of the years. As such, it highlights the fact that (as of September), young adults may remain on their parents’ health insurance policies until they reach age 26 and also that preventive care (under new plans) must be provided free of charge.
Finding Health Insurance
Adding instant appeal to HealthCare.gov is simple with the state-specific insurance coverage options. The consumer plugs in some basic information and will receive suggestions for the best available health insurance options in any state.
Addressing groups of consumers – in particular seniors, young adults, the individual policy buyer, families with children, the disabled and also employers – makes it possible to custom-tailor information that applies to these specific segments of the population.
Making Prevention Possible and Care Manageable
Focusing on quality versus merely eligibility, HealthCare.gov links to HospitalCompare(3), a site that offers candid (albeit voluntary) information on some hospitals (only those that participate in the program). Giving a nod to HealthFinder.gov(4), the site also lets consumers custom-tailor a wellbeing and fitness regimen that offers up the proverbial apple which might just keep the doctor away.
There is little doubt that HealthCare.gov is a logically presented resource that appeals to the consumer who has little use for legal jargon and wants to know the latest news on the topic of health care reform. It also serves the individual health insurance buyer by helping weed through options and making choices clearer.
Even as the rules of various plans will be changing over the coming years, the site offers simple explanations that allow the consumer to anticipate the up and coming differences. As a primary source of all things health, HealthCare.gov most certainly fits the bill.